Safety First! Useful tip when showing homes or when you feel seriously threatened.

A week ago the social site Reddit asked about the most random 911 calls a dispatcher had ever received.  Keith Weisinger had one that most likely saved a life!

The distressed victim had called 911 and called for a PIZZA but when in fact she was asking for help against her abusive and drunk boyfriend.  The dispatcher was quick to understand that she had not made a mistake but in fact called to report her boyfriend to the authorities for being physically abusive to her.

To learn more about the story, click here.

This brings me as to our brokerage procedure that we have when showing homes.  One is to log into a shared document when we have showings and enter the client's car information, as well as to take a picture of the car and get the license plate number.  The other one is to call the office when in distress and ask for "the red folder" and give the address. 

But this idea is even better because it eliminates someone calling a third person when in fact you can do it yourself.

I hope to God no one has to make this type of decision but better be prepared than sorry.  I only pray to remember this when I am in danger.

I want to buy a house - Now What? - Five steps to follow to get ready to buy your new home!

You want to buy a home.  Great!  Now what?

First thing:  How much can you afford?

It doesn't matter if you know the location, or how many baths you have, or which school district your kid must stay in, but how much can you afford?

If you don't already know here are some tips:

1) You MUST make a budget!  Rachel Cruze not only is she pretty but she explains stuff very easy!  Here is her video Let's Break Down a Monthly Budget!

2) Start saving and DO NOT get in additional debt!  So closing cost will be about 7% ADDITIONAL to what you will be paying for the house.  That doesn't include if your loan needs for you to put any money down.  Do not buy a car, spend more money on the credit card.  Be strong!  The Force is with you!

3) Check your credit!  Every year you get a free credit report!  Get it and make sure the stuff in there is accurate!  If it is not go online and find a way to report a discrepancy BUT mail your complaints!!  By law Credit Companies have to reply to you within 30 days because if they fail they will have to erase that inquiry!!

4) Talk to A bank!  I always get 3 quotes.  You should do the same WITHOUT them doing a hard inquiry on your credit.  See what the best options are for your with interest rates and discounts on doing automated payments!

5) Always go under 28% of your income.  The magic number that banks use to qualify you for a mortgage is that your debts cannot exceed 28% of your net monthly income.  This is not because the banks are greedy but it's because YOU need to have fun.  YOU need to eat.  YOU need to save for retirement.

I want you as much as anyone for you to buy a home but you must do it wisely.  If you already know you checklist is on point and you are ready to see some homes, please call me at (410) 350-5848 or email me at nathaliaedmonds@gmail.com.  Our website is coming up soon!

Finally! I was lost but now I have a compass!

Finally!  I was lost but now I have a compass!  On Friday June 13, 2014, only three days before my 32nd birthday, I was told my employment with Morgan Properties was terminated.  All I could think of was "But I just ordered my birthday cake!"

 

It is Thursday October 2, 2014 and I can say that even though I have been unable to find my path, I have a good compass and a set of tools to navigate through life with my head held up high!  The path wasn't easy but it was crowded with the right people.  In the beginning it was hard to see because I had my head up my behind.  I still can't see but my compass is guiding me the right way!

 

How do I know?  Because I am happy!  I feel productive!  Creativity is coming in slowly.  I'm excited about my future!  So this is what I have been doing:

 

1)  Sold my first house on Sept 4th

2) Opened my 2nd Property Management Company for HOA/Condo Associations

3) Have written a lot of contracts!

4) Have a business coach

5) Have a real estate property management mentor

6) Going to counseling

7) Started drawing

8) Have a part time job being concierge at a Luxury Apartment Complex Downtown

10) Wore my PINK hard hat at a solar panel farm!!

 

 

 

11) Cut my hair!!

12) Will be going to Puerto Rico in November

 

My husband and I went through a couple of hick-ups but his disposition to make things work is fabulous!  We accept we communicate differently and make adjustments.

 

As for my real estate sales, slowly but surely!  Went to the Dundalk Housing Fair last Saturday and we got 20 leads!  Sent emails out today!  I  have been sending  my FSBO (For Sale By Owner) care packages!  They are a riot!  Been following up with them too!  Third and Second letters going out on Monday!

 

My mother was operated on yesterday fixing her right wrist which she fractured about two weeks ago.  It was a hard long way but finally it's done.  She is in a lot of pain, which I wish I could take away and make her feel better and have her laughing.  Not having someone laugh, when that's what is what they usually do, it's heartbreaking.  But God is a healing God, by Jesus's blood she will be healed!  She will use that hand to heal others and to bring them blessings!

 

 

Thank you for visiting will be writing more often!

 

Your Friend, Nathalia